Andy & Nicky

Andy
Hi, I’m Andy, and this is my wife, Nicky. We’ve worked with Nick at One Life since February 2021.

Nicky  
We needed a financial adviser to make sure that we were putting the correct plans in place for ourselves for retirement. We needed someone to ensure our investments were sound, and that we were taking the right steps at the right time to put us in a good position for retirement.

Nicky
We chose Nick after looking at a series of reviews and research. He had great reviews, he was local, and it just felt right.

Andy
In terms of retirement, I don’t think I would feel as confident as I do now, compared to before 2021. When we first spoke to him, there was an uncertainty about whether we had the right financial products and whether they were going to sustain us for the next however-many years retirement takes.

Nicky  
Over the past three years, Nick has helped us primarily with understanding our financial position. Very early on, he talked us through the importance of having wills and also understanding how we can maximise any inheritance that we might pass on to Andy’s boys. Likewise, he’s also helped us to understand the joint financial position that we’re in when combining our investments, combining our position, and what that would mean for us in the future. And then lastly, a greater understanding of how to put ourselves in a better position for retirement.

Andy  
With the benefit of hindsight, a wonderful thing, I wish we had engaged at least five years earlier. Engaging earlier with One Life would mean my investments would have been better and some of the advice that was given before I knew that I was going to be leaving my employment would have meant that I’d have been even more secure.

Nicky  
Now that we’re working with Nick, I have a lot more confidence in what our financial future looks like. It provides us with a level of security and understanding, and it helps us make informed decisions about the next three to five years.

Andy  
I’d describe Nick as personable, dedicated to his profession, and dedicated to his clients. He’s charismatic, approachable, and an all-round good guy.

Nicky  
I think the best thing about working with Nick is the confidence that he gives us to make decisions about our future. It helps us to look at the decisions that we’re making quite pragmatically, but from an informed position.

Andy  
The best piece of advice that Nick gave us was when we first met him was to make sure that our wills were in place. There were no wills before that or no current wills before that, which sounds crazy, but there wasn’t. Nick was very strong in terms of making sure that we did the right thing.

Nicky  
When Nick’s not around, we look to Julia for advice and support and she’s great at answering questions in Nick’s absence.

Andy  
I would certainly recommend Nick to friends, family, and ex-colleagues and, in fact, I have.