Please note, we only work with clients who engage in our ongoing service.
Detailed Investment & Pensions Advice Projects (If Required)
We offer advice on existing or new products and make recommendations to ensure you have solutions which are suitable for your needs and are as efficient as possible.
Our project fees are calculated as a % fee of the amount advised upon as follows:
1.5% on the first £300,000
1.0% on the next £200,000
0.75% on the excess
Fees are subject to a minimum of £1,500 or £2,750 for Defined Benefits pension transfers.
Minimum fees will be greater where a review of multiple existing arrangements is required.
We offer a comprehensive ongoing service. For most clients, this is built around continued investment or pensions management however, for some clients, we provide a planning only service without investment management.
Within our service we offer a Comprehensive Financial Review at least annually, ongoing investment management (for funds held under our influence), and both proactive and reactive general financial planning support. We explain this service in more detail at the initial meeting.
Our fees are calculated as a % fee of he amount advised upon as follows:
1.0% on the first £300,000
0.75% on the next £200,000
0.50% on the excess
Fees are subject to a minimum of £1,200 per year.
Please note that any new projects in the future remain subject to a new project fee as detailed above.
A personal fee illustration will always be provided before starting work.
Under current legislation our services are not subject to VAT but should this change in future and VAT becomes payable, we will notify you before conducting any further work.
All initial project fees are covered by our advice guarantee. Put simply, this means if you do not like what we do, you will be not charged (as long as you have told us what is wrong and given us the opportunity to put it right).
Cancelling Ongoing Service
You may cancel your service at any time subject to written notification. You will not be entitled to any refund of payments made before your written notice is received any such payments being deemed to have paid for service provided to date.